{"id":10624,"date":"2021-03-26T15:00:46","date_gmt":"2021-03-26T14:00:46","guid":{"rendered":"https:\/\/www.ezycount.ch\/?page_id=10624"},"modified":"2021-11-09T22:00:07","modified_gmt":"2021-11-09T21:00:07","slug":"how-to-import-your-credit-card-statement-automatically","status":"publish","type":"page","link":"https:\/\/www.ezycount.ch\/en\/how-to-import-your-credit-card-statement-automatically\/","title":{"rendered":"How to import your credit card statement automatically"},"content":{"rendered":"<h1 id=\"t-1615840520175\" style=\"\">How to import credit card statements automatically into your accounting program?<\/h1>\n<p data-alt-text=\"Introduction\" id=\"t-1615840520177\" style=\"\"><span data-preserver-spaces=\"true\"><span style=\"color: var(--tcb-skin-color-4);\"><span style=\"text-transform: none;\">Got your credit card statement and don&#8217;t know what to do?Four years ago, I had to use a green highlighter to help me avoid making mistakes when recording my expenses. Thanks to technology, I&#8217;ve been able to catch up on some old best practices and can get my digital credit card statement into the system with just a few clicks.I will explain the most important things you need to know about your credit card and guide you to becoming an advanced user of your accounting program.<\/span><\/span><\/span><\/p>\n<p data-alt-text=\"Introduction\" id=\"t-1616091895617\"><span data-preserver-spaces=\"true\"> <\/span><\/p>\n<h3 id=\"t-1616091895610\" style=\"\"><strong>What is a credit card?<\/strong><\/h3>\n<p style=\"\">A credit card is a special service from a bank or financial services company that allows cardholders to borrow funds to pay for goods and services from merchants who accept cards for payment. There are only a few rules you have to follow, such as minimum shipments or monthly repayments. You can buy goods and services without having to use your own money.<\/p>\n<p style=\"\">Most entrepreneurs and freelancers use business credit cards to finance their monthly expenses.<\/p>\n<h5 id=\"t-1616091895613\" style=\"\">Structure of a credit card<\/h5>\n<p><span><img decoding=\"async\" alt=\"\" data-id=\"10715\" width=\"359\" data-init-width=\"459\" height=\"325\" data-init-height=\"415\" title=\"credit card structure\" loading=\"lazy\" src=\"https:\/\/www.ezycount.ch\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-18-at-8.38.41-PM.png\" data-width=\"359\" data-height=\"325\" style=\"\"><\/span><\/p>\n<h3 id=\"t-1616091895611\" style=\"\">What is the difference between a credit and a debit card?<\/h3>\n<p style=\"\">Credit cards and debit cards typically look almost identical, with 16-digit card numbers, expiration dates, and personal identification number (PIN) codes. Both can make it easy and convenient to make purchases in stores or online, with <strong>one key difference<\/strong>. <\/p>\n<ul>\n<li><strong>Debit cards<\/strong> allow you to spend money by drawing on funds you have deposited at the bank.&nbsp;<strong><\/strong><\/li>\n<li><strong>Credit cards<\/strong> allow you to borrow money from the card issuer up to a certain limit to purchase items or withdraw cash.&nbsp;<\/li>\n<\/ul>\n<h3 id=\"t-1616091895612\" style=\"\">What is a credit card statement?&nbsp;<\/h3>\n<p>The credit card statement is the summary of how you&#8217;ve used your credit card during a billing period. It will give you a detailed description of when, where, for what and how much you payed. All of your payments, credits, purchases, balance transfers, cash advances, fees, interest, and other transactions will be listed.<\/p>\n<p>At the end of each billing period an invoice with the open balance will be sent to you. The open balance generates interest charges. It depends on your provider when and how much those interest are. Usually in Switzerland you will receive your credit card statement and only after this the credit card company will charge you interest.<\/p>\n<p>Paying your statement balance 2-3 days before the due date is typically enough to avoid interest charges. One way to limit this is to load your credit card as soon as possible when you receive the invoice.<\/p>\n<h3 id=\"t-1616091895614\" style=\"\">Where can I found my credit card statement?&nbsp;<\/h3>\n<p><span data-preserver-spaces=\"true\">In general, your credit card statement arrives with the mail, but you can change your preferences in your account. If you&#8217;ve opted for online, or paperless billing&nbsp;<\/span><strong><span data-preserver-spaces=\"true\">statements,&nbsp;<\/span><\/strong><span data-preserver-spaces=\"true\">you will receive them by email or you can download it directly from your&nbsp;<\/span><strong><span data-preserver-spaces=\"true\">credit card<\/span><\/strong><span data-preserver-spaces=\"true\">&nbsp;issuer&#8217;s website.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">You can be green&nbsp;<\/span><img decoding=\"async\" role=\"img\" alt=\"\u267b\ufe0f\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/13.0.1\/svg\/267b.svg\">&nbsp;<span data-preserver-spaces=\"true\">and at the same time, the PDF formula will be more useful for you.&nbsp;<\/span><\/p>\n<h3 style=\"\"><span data-preserver-spaces=\"true\" style=\"\">Import your credit card transactions in your accounting system<\/span><\/h3>\n<p>This feature will change the way you thinks about making the accounting for your credit card transactions.&nbsp;<\/p>\n<p><span data-preserver-spaces=\"true\"><span data-preserver-spaces=\"true\">Download your<\/span><span data-preserver-spaces=\"true\">&nbsp;latest digital credit card statement and upload it into the accounting software. Due to this function, you don&#8217;t need to categorize your accounts one-by-one.&nbsp;<\/span><span data-preserver-spaces=\"true\">Save time, work less, be more effective and precise at the same time.&nbsp;<\/span>&nbsp;<\/span><\/p>\n<p> Most viewed contents<\/p>\n<p style=\"\">\n<p>    __CONFIG_colors_palette__{&#8220;active_palette&#8221;:0,&#8221;config&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;name&#8221;:&#8221;Main Accent&#8221;,&#8221;parent&#8221;:-1}},&#8221;gradients&#8221;:[]},&#8221;palettes&#8221;:[{&#8220;name&#8221;:&#8221;Default Palette&#8221;,&#8221;value&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;rgb(245, 168, 28)&#8221;}},&#8221;gradients&#8221;:[]},&#8221;original&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;rgb(19, 114, 211)&#8221;,&#8221;hsl&#8221;:{&#8220;h&#8221;:210,&#8221;s&#8221;:0.83,&#8221;l&#8221;:0.45}}},&#8221;gradients&#8221;:[]}}]}__CONFIG_colors_palette__ <a href=\"https:\/\/www.ezycount.ch\/en\/\" style=\"\" target=\"_blank\" rel=\"noopener\"><span>        <\/span> <span><span style=\"\">How to do my accounting?<\/span><span><\/span><\/span> <\/a> <\/p>\n<p style=\"\">An easy-to-use secure online accounting and invoicing platform aimed at SMEs and the self-employed.<\/p>\n<p>      __CONFIG_colors_palette__{&#8220;active_palette&#8221;:0,&#8221;config&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;name&#8221;:&#8221;Main Accent&#8221;,&#8221;parent&#8221;:-1}},&#8221;gradients&#8221;:[]},&#8221;palettes&#8221;:[{&#8220;name&#8221;:&#8221;Default Palette&#8221;,&#8221;value&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;hsla(var(&#8211;tcb-main-master-h, 210), var(&#8211;tcb-main-master-s, 77%), var(&#8211;tcb-main-master-l, 54%), 1)&#8221;}},&#8221;gradients&#8221;:[]},&#8221;original&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;rgb(19, 114, 211)&#8221;,&#8221;hsl&#8221;:{&#8220;h&#8221;:210,&#8221;s&#8221;:0.83,&#8221;l&#8221;:0.45}}},&#8221;gradients&#8221;:[]}}]}__CONFIG_colors_palette__ <a href=\"https:\/\/www.ezycount.ch\/en\/how-to-organize-your-office-easily\/\" style=\"\"><span>        <\/span> <span><span style=\"\">How to organize your office?<\/span><span><\/span><\/span> <\/a> <\/p>\n<p style=\"\">Organize your office to be more efficient in your administrative tasks.<\/p>\n<p>      __CONFIG_colors_palette__{&#8220;active_palette&#8221;:0,&#8221;config&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;name&#8221;:&#8221;Main Accent&#8221;,&#8221;parent&#8221;:-1}},&#8221;gradients&#8221;:[]},&#8221;palettes&#8221;:[{&#8220;name&#8221;:&#8221;Default Palette&#8221;,&#8221;value&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;hsla(var(&#8211;tcb-main-master-h, 210), var(&#8211;tcb-main-master-s, 77%), var(&#8211;tcb-main-master-l, 54%), 1)&#8221;}},&#8221;gradients&#8221;:[]},&#8221;original&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;rgb(19, 114, 211)&#8221;,&#8221;hsl&#8221;:{&#8220;h&#8221;:210,&#8221;s&#8221;:0.83,&#8221;l&#8221;:0.45}}},&#8221;gradients&#8221;:[]}}]}__CONFIG_colors_palette__ <a href=\"https:\/\/www.ezycount.ch\/en\/how-to-create-legal-swiss-invoices\/\" style=\"\" target=\"_blank\" rel=\"noopener\"><span>        <\/span> <span><span style=\"\">How to create Swiss invoices?<\/span><span><\/span><\/span> <\/a> <\/p>\n<p style=\"\">Find all the information you need to create compliant and complete Swiss invoices.<\/p>\n<p>      __CONFIG_colors_palette__{&#8220;active_palette&#8221;:0,&#8221;config&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;name&#8221;:&#8221;Main Accent&#8221;,&#8221;parent&#8221;:-1}},&#8221;gradients&#8221;:[]},&#8221;palettes&#8221;:[{&#8220;name&#8221;:&#8221;Default Palette&#8221;,&#8221;value&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;hsla(var(&#8211;tcb-main-master-h, 210), var(&#8211;tcb-main-master-s, 77%), var(&#8211;tcb-main-master-l, 54%), 1)&#8221;}},&#8221;gradients&#8221;:[]},&#8221;original&#8221;:{&#8220;colors&#8221;:{&#8220;9bd08&#8221;:{&#8220;val&#8221;:&#8221;rgb(19, 114, 211)&#8221;,&#8221;hsl&#8221;:{&#8220;h&#8221;:210,&#8221;s&#8221;:0.83,&#8221;l&#8221;:0.45}}},&#8221;gradients&#8221;:[]}}]}__CONFIG_colors_palette__ <a href=\"https:\/\/www.ezycount.ch\/en\/startup-valuation-model-free-excel\/\" style=\"\" target=\"_blank\" rel=\"noopener\"><span>        <\/span> <span><span style=\"\">How to valuate my startup?<\/span><span><\/span><\/span> <\/a> <\/p>\n<p style=\"\">Free Excel model to calculate the value of your startup when it is not yet making a profit or very little.<\/p>\n<p>  __CONFIG_group_edit__{&#8220;kbjp1vpj&#8221;:{&#8220;name&#8221;:&#8221;All Logo(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Logo %s&#8221;},&#8221;kbjp1xfn&#8221;:{&#8220;name&#8221;:&#8221;All Title(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Text %s&#8221;},&#8221;kbjp22kc&#8221;:{&#8220;name&#8221;:&#8221;All Paragraph(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Text %s&#8221;},&#8221;kbjp2ag5&#8243;:{&#8220;name&#8221;:&#8221;All Read Review Button(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Button %s&#8221;},&#8221;kbjp3xj6&#8243;:{&#8220;name&#8221;:&#8221;All Visit Website Button(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Button %s&#8221;},&#8221;kbjp44dp&#8221;:{&#8220;name&#8221;:&#8221;All Buttons Column(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Column %s&#8221;},&#8221;kbjp4d43&#8243;:{&#8220;name&#8221;:&#8221;All Text Column(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Column %s&#8221;},&#8221;kbjp4k9i&#8221;:{&#8220;name&#8221;:&#8221;All Content Box(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Content Box %s&#8221;},&#8221;kbjp4mck&#8221;:{&#8220;name&#8221;:&#8221;All Content Box(s)&#8221;,&#8221;singular&#8221;:&#8221;&#8211; Content Box %s&#8221;}}__CONFIG_group_edit____CONFIG_local_colors__{&#8220;colors&#8221;:{},&#8221;gradients&#8221;:{}}__CONFIG_local_colors__ __CONFIG_colors_palette__{&#8220;active_palette&#8221;:0,&#8221;config&#8221;:{&#8220;colors&#8221;:{&#8220;55242&#8221;:{&#8220;name&#8221;:&#8221;Accent Lighter&#8221;,&#8221;parent&#8221;:&#8221;3c75f&#8221;,&#8221;lock&#8221;:{&#8220;saturation&#8221;:0,&#8221;lightness&#8221;:1}},&#8221;3c75f&#8221;:{&#8220;name&#8221;:&#8221;Main Accent&#8221;,&#8221;parent&#8221;:-1},&#8221;965f3&#8243;:{&#8220;name&#8221;:&#8221;Accent Transparent&#8221;,&#8221;parent&#8221;:&#8221;3c75f&#8221;}},&#8221;gradients&#8221;:[]},&#8221;palettes&#8221;:[{&#8220;name&#8221;:&#8221;Default&#8221;,&#8221;value&#8221;:{&#8220;colors&#8221;:{&#8220;55242&#8221;:{&#8220;val&#8221;:&#8221;rgb(198, 199, 199)&#8221;,&#8221;hsl_parent_dependency&#8221;:{&#8220;h&#8221;:144,&#8221;l&#8221;:0.78,&#8221;s&#8221;:-0.01}},&#8221;3c75f&#8221;:{&#8220;val&#8221;:&#8221;var(&#8211;tcb-skin-color-0)&#8221;},&#8221;965f3&#8243;:{&#8220;val&#8221;:&#8221;rgba(245, 165, 25, 0.47)&#8221;,&#8221;hsl_parent_dependency&#8221;:{&#8220;h&#8221;:38,&#8221;l&#8221;:0.53,&#8221;s&#8221;:0.92}}},&#8221;gradients&#8221;:[]},&#8221;original&#8221;:{&#8220;colors&#8221;:{&#8220;55242&#8221;:{&#8220;val&#8221;:&#8221;rgb(201, 201, 201)&#8221;,&#8221;hsl_parent_dependency&#8221;:{&#8220;h&#8221;:0,&#8221;s&#8221;:0,&#8221;l&#8221;:0.78}},&#8221;3c75f&#8221;:{&#8220;val&#8221;:&#8221;rgb(102, 57, 248)&#8221;,&#8221;hsl&#8221;:{&#8220;h&#8221;:254,&#8221;s&#8221;:0.93,&#8221;l&#8221;:0.59}},&#8221;965f3&#8243;:{&#8220;val&#8221;:&#8221;rgba(102, 57, 248, 0.47)&#8221;,&#8221;hsl_parent_dependency&#8221;:{&#8220;h&#8221;:254,&#8221;s&#8221;:0.93,&#8221;l&#8221;:0.59}}},&#8221;gradients&#8221;:[]}}]}__CONFIG_colors_palette__  <span style=\"\"><img decoding=\"async\" alt=\"Retrouver le plaisir de faire votre comptabilit\u00e9 avec EZYcount\" data-id=\"11311\" width=\"254\" data-init-width=\"600\" height=\"169\" data-init-height=\"400\" title=\"Retrouver le plaisir de faire votre comptabilit\u00e9 avec EZYcount\" loading=\"lazy\" src=\"https:\/\/www.ezycount.ch\/wp-content\/uploads\/2021\/04\/retrouver-le-plaisir-de-faire-votre-comptabilite-avec-EZYcount.jpg\" data-width=\"254\" data-height=\"169\" style=\"\" mt-d=\"0\"><\/span><\/p>\n<h6 id=\"t-1603173024694\" style=\"text-align: left;\">Are you looking for a simple Swiss accounting solution? EZYcount is for you.<\/h6>\n<p> <a href=\"https:\/\/app.ezycount.ch\/change-language\/en\/0?referer=https:\/\/app.ezycount.ch\/register\" style=\"\" target=\"_blank\" rel=\"noopener\"><span style=\"\">    <\/span> <span style=\"\"><span style=\"\">Try now<\/span><\/span> <\/a>  <\/p>\n<ul>\n<li>bookings made manually: 12\/hours<\/li>\n<\/ul>\n<ul>\n<li>booking made by PDF import: 110\/hours<\/li>\n<\/ul>\n<h5 data-alt-text=\"DIY video\" id=\"t-1615840520183\" style=\"\"><span data-preserver-spaces=\"true\" style=\"\"><span data-preserver-spaces=\"true\" style=\"\">This is how it works:&nbsp;<\/span><\/span><\/h5>\n<h3 id=\"t-1615840520184\" style=\"\"><span data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;4) How to automate bookings of credit card transactions&quot;}\" style=\"\">How to automate bookings of credit card transactions<\/span><\/h3>\n<p>Now your transactions are in your accounting. The last step is to categorize them e.g: transport, restaurant, etc&#8230;This can be completely automated, thanks to the rule system in EZYcount.On the following video learn how to automate your spendings by putting them in the right categories. This automation prevents mistakes and save you extra time.&nbsp;<\/p>\n<h5 data-alt-text=\"DIY video\" id=\"t-1616091895615\" style=\"text-align: left;\">Automate you bookings<\/h5>\n<h3 data-alt-text=\"The Swiss Corn\u00e8rcard\" id=\"t-1615840520182\" style=\"\">The best Swiss credit card to use with EZYcount<b><\/b><\/h3>\n<p><em><span style=\"font-weight: normal;\">T<em>he credit card import on EZYcount works best with the <b>Corn\u00e8rcard<\/b> credit card.&nbsp;<\/em><\/span><\/em><\/p>\n<p><span style=\"font-weight: normal;\">Have you heard about <\/span><em>C<\/em><b><em>orn\u00e8rcard<\/em><\/b><b>?<\/b><em><span style=\"font-weight: normal;\"><\/span><\/em><em><span style=\"font-weight: normal;\">Corn\u00e8rcard is a division of Corn\u00e8r Bank, an independent Swiss banking institution founded in 1952 in Lugano. Corn\u00e8r Bank was the first bank in Switzerland to launch Visa credit cards in 1975.<\/span><\/em><b style=\"font-size: 1em;\"><\/b><b><\/b><b><span style=\"font-weight: normal;\">We have done some research and if you are wondering: why the Corn\u00e8rcard is good for me? Let me point out some of its benefits:<\/span><\/b><\/p>\n<ul>\n<li style=\"\">virtual credit card<\/li>\n<li style=\"\">SwatchPAY &#8211; pay with your Swatch watch<\/li>\n<li style=\"\">contactless and mobile payment<\/li>\n<li style=\"\">easy and traceable transactions via an Application<\/li>\n<li style=\"\">a personal contact to help you start with your credit card installation&nbsp;<\/li>\n<\/ul>\n<h5 data-alt-text=\"Registry form\" id=\"t-1615840520176\" style=\"\">Fill out this form. We will forward your information to the right person at Corn\u00e8rcard who will contact you shortly to discuss the best credit card option for you.&nbsp;<\/h5>\n<p>If you have ay further question, please contact our EZYcount team any time on the following email address:&nbsp;<a href=\"mailto:support@ezycount.ch\" target=\"_blank\" rel=\"noopener\">support@ezycount.ch<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to import credit card statements automatically into your accounting program? Got your credit card statement and don&#8217;t know what to do?Four years ago, I had to use a green highlighter to help me avoid making mistakes when recording my expenses. Thanks to technology, I&#8217;ve been able to catch up on some old best practices [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10624","page","type-page","status-publish","hentry","post-wrapper","thrv_wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to import your credit card statement automatically - EZYcount<\/title>\n<meta name=\"description\" content=\"Thanks to technology my credit card statement can be imported into the accounting system by only a few clicks. 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